GREENSBORO, NC-- TV's, DVD players, even coffee makes can have an extended warranty option.
Consumer Reports experts believe you should just "say no" to the store offer.
"A warranty comes from the manufacturer. An extended warranty, forget it! Don't buy any of them actually they are not warranties they are service contracts and they are a promise they will fix the thing if it breaks, " says Tony Gorgianni of Consumer Reports.
Instead of paying money to the extended warranty or the service contract, Consumer Reports suggests putting that money away in case you need it.
Chances are, you won't need to use it for that product.
But experts say it's better to have the money in your pocket than in the store's.
"Who by the way may not be in business when you need to use the coverage or maybe they'll claim it was a pre-existing condition or you abused the product. There's a lot of fine print on these things."
The other advice from Consumer Reports: do your homework.
Before you buy check user reviews, check the product's website and buy a reliable product.
And remember, we're talking about an extended warranty.
If something is wrong with your product, it's worth contacting the manufacturer even it their warranty is expired.